• No goods or services are available at WL's place of business or warehouse.
• Detailed lists of benefits available through each service are located at www.completesavings.com, www.reservationrewards.com, www.shopperdiscountsandrewards.com, www.distinctiveprivileges.com, www.travelvaluesplus.com, www.buyerassurance.com and/or www.walletshield.com.
• WL offers no categories of goods or services that must be ordered or obtained through stores to which WL will refer the consumer. However, certain products which can be purchased at discount prices as a benefit of WL may be obtained through stores or the mail.
• There are no categories of services that must be ordered or obtained through the mail. However, certain products which can be purchased at discount prices as a benefit of WL may be obtained through the mail.
• WL does not sell individual goods or services.
• There are no freight, delivery, or setup charges for any WL membership. However, certain products which can be purchased at discount prices as a benefit of WL may have freight, delivery, or setup charges.
• There is no price markup made by WL on the goods/services available from the businesses with which WL does business.
• There are no charges which are incidental to the purchase of WL's service which are to be paid by the buyer. However, certain products which can be purchased at discount prices as a benefit of WL may have incidental charges which are to be paid by the buyer.
• The WL service is immediately available to you upon joining.
• Consumer acknowledges that, while WL may be the provider of some services, WL may not be involved in actual transactions concerning some services that will be provided directly by third party suppliers ("Supplier") to the Consumer. Consumer acknowledges that, in such circumstances, WL has no control over the quality, safety, or legality of services advertised by Suppliers, the truth or accuracy of the listings or the ability of Suppliers to sell services and that orders placed by Consumers through the Service and communicated to Suppliers are offers by Consumers to purchase services from such Suppliers. WL cannot and does not control whether or not Suppliers will accept such offers or complete the sale of services they offer. With respect to services provided by Suppliers WL will have no liability to Consumer arising out of (i) the failure of any participating Supplier of any services to supply any such services on the terms offered, (ii) any delay in delivery of any services, regardless of the cause of such delay, or (iii) any defective or nonconforming services.
• CONSUMER EXPRESSLY AGREES THAT USE OF THE SERVICE, AND ANY PRODUCT OF SERVICE ACQUIRED THROUGH THE SERVICE, IS AT ITS SOLE RISK AND THAT THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS.
• WL MAKES NO REPRESENTATION OR WARRANTY WHATSOEVER, EXPRESS OR IMPLIED, WITH RESPECT TO THE SERVICE, INCLUDING THAT THE SERVICE WILL MEET CONSUMER'S REQUIREMENTS, OR THAT CONSUMER'S ACCESS TO THE SERVICE WILL BE UNINTERUPTED, TIMELY, SECURE, OR ERROR-FREE AND WL PROVIDES NO EXPRESS OR IMPLIED REPRESENTATIONS, WARRANTIES OR CONDITIONS OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WHETHER ARISING BY USAGE OF TRADE, COURSE OF DEALING, COURSE OF PERFORMANCE OR OTHERWISE.
• WL MAKES NO REPRESENTATIONS OR WARRANTY WHATSOEVER, EXPRESS OR IMPLIED, WITH RESPECT TO ANY SERVICES, INCLUDING THAT ANY SUCH SERVICES WILL MEET CONSUMER'S REQUIREMENTS, AND CONSUMER ACKNOWLEDGES AND AGREES THAT OTHER THAN EXPRESSLY SET FORTH IN THIS AGREEMENT THERE ARE, WITH RESPECT TO SERVICES, NO EXPRESS OR IMPLIED REPRESENTATIONS, WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WHETHER ARISING BY USAGE OF TRADE, COURSE OF DEALING, COURSE OF PERFORMANCE OR OTHERWISE. CONSUMER ACKNOWLEDGES THAT HE/SHE IS NOT RELYING ON WL'S SKILL OR JUDGEMENT IN SELECTING THE SERVICES AVAILABLE TO THE CONSUMER.
• WL WILL NOT IN ANY CIRCUMSTANCE IN ANY CONNECTION WITH THIS AGREEMENT, INCLUDING WITH RESPECT TO ANY SERVICES, BE LIABLE FOR ANY SPECIAL, PUNITIVE, CONSEQUENTIAL, INCIDENTAL OR ANY OTHER INDIRECT DAMAGES WHATSOEVER, INCLUDING ATTORNEY'S FEES OR COSTS OR ANY OTHER ECONOMIC LOSS WHATSOEVER, HOWEVER CAUSED AND WHETHER OR NOT FORSEEABLE, OR FOR CONTRIBUTION OR INDEMNITY IN RESPECT THEREOF, EVEN IF WL HAS BEEN INFORMED IN ADVANCE OR OUGHT REASONABLY TO HAVE KNOWN OF THE POTENTIAL FOR SUCH DAMAGES.
• THE ENTIRE LIABILTY OF WL AND THE EXCLUSIVE RECOURSE OF THE CONSUMER, IN THE EVENT OF ANY CLAIM(S) FOR WHICH WL MAY PROPERLY BE HELD LIABLE UNDER AND IN ANY CONNECTION WITH THIS AGREEMENT, REGARDLESS OF THE FORM OF ACTION OR BASIS OF LIABILITY (INCLUDING STATUE, CONTRACT, TORT, NEGLIGENCE, GROSS NEGLIGENCE, STRICT LIABILITY, BREACH OF A FUNDAMENTAL TERM), SHALL BE LIMITED IN THE AGGREGATE (REGARDLESS OF THE NUMBER OF CLAIMS), TO THE ACTUAL PROVEN DIRECT DAMAGES SUFFERED BY THE CONSUMER AND SHALL NOT EXCEED THE MEMBERSHIP FEES PAID, INCLUDING AWARDED COUNSEL FEES AND COSTS. NO LEGAL ACTION OR PROCEEDING ARISING OUT OF THIS AGREEMENT, REGARDLESS OF FORM OR BASIS IN LAW, MAY BE BROUGHT BY THE CONSUMER AGAINST WL MORE THAN TWELVE (12) MONTHS AFTER THE FACTS GIVING RISE TO THE CAUSE OF ACTION HAVE OCCUWLED, REGARDLESS OF WHETHER THOSE FACTS BY THAT TIME ARE KNOWN TO, OR OUGHT REASONABLY TO HAVE BEEN DISCOVERED BY, THE CONSUMER. THE LIMITATION OF LIABILITY PROVISIONS OF THIS AGREEMENT REFLECT AN INFORMED VOLUNTARY ALLOCATION OF THE RISKS (KNOWN AND UNKNOWN) THAT MAY EXIST IN CONNECTION WITH THE PERFORMANCE BY WL OF ITS OBLIGATIONS AND RESPONSIBILITIES HEREUNDER AND SUCH VOLUNTARY RISK ALLOCATION REPRESENTS A MATERIAL PART OF THE AGREEMENT REACHED BETWEEN THE CONSUMER AND WL IN RESPECT OF THE SERVICE.
• IF CONSUMER IS NOT SATISFIED WITH ANY SERVICE PURCHASED OR OBTAINED FROM A SUPPLIER THROUGH THE SERVICE, INCLUDING IN THE EVENT THAT CONSUMER HAS A DISPUTE WITH ONE OR MORE SUPPLIERS, WL HEREBY DISCLAIMS AND CONSUMER HEREBY WAIVES ANY RECOURSE TO OR AGAINST WL AND AGREES TO RELEASE AND INDEMNIFY WL FROM AND AGAINST ANY AND ALL CLAIMS, DEMANDS, DAMAGES, LOSSES, COSTS AND EXPENSES OF EVERY KIND AND NATURE, KNOWN AND UNKNOWN, SUSPECTED AND UNSUSPECTED, DISCLOSED AND UNDISCLOSED, SUFFERED OR INCUWLED BY CONSUMER DUE TO, ARISING OUT OF OR IN ANY WAY CONNECTED WITH SUCH DISPUTES WITH SUPPLIERS.
• WL does not sell goods which need to be delivered or are available for buyer pick-up. However, certain products which can be purchased at discount prices as a benefit of WL may need to be delivered or are available for buyer pickup. If any goods ordered by the buyer from WL are not delivered to the buyer or available for pickup by the buyer at a location within his county of residence within one hundred twenty days from the date the buyer placed an order for such goods, then any moneys paid by the buyer for such goods in advance of delivery shall, upon the buyer's request, be fully refunded, unless a predetermined delivery date has been furnished to the buyer in writing at the time he ordered such goods and the goods are delivered to the buyer or are available for pickup by that date or if the buyer has waived his right to refund in writing.
• All savings claims made by WL are, to the extent applicable, based on price comparisons with retailers doing business in the trade area in which the claims are made and with prices at which the merchandise is actually sold. In general, WL's savings claims relate to the United States of America.
• If WL transfers its obligations to provide goods or services to you, a buyer, to another organization which provides substantially fewer goods or services, you may consent to the transfer in writing after a full disclosure from WL of the goods or services to be provided by the new organization. If you do not consent, your contract will be rescinded, and you will be given a refund pro rata based on the amount of time you were a member of WL.

• You are entitled to a copy of these terms. (Please feel free to print them out and feel free to print the terms of service.)
• You may pay off the full unpaid balance due under this agreement (if there is any) at any time, and in so doing you shall receive be entitled to a full rebate of unearned finance and insurance charges.

Arizona

No stockholder, director, officer or general or limited partner or any person or business entity exercising control or any beneficial interest in WL:
has been convicted of, or pleaded nolo contendere to a felony or misdemeanor involving moral turpitude, or a violation of Ariz. Rev. Stat. §44-1797 (LexisNexis 2006); has been held liable in a civil action, either by final judgment or by entry of a stipulated judgment, if the civil action alleged fraud, embezzlement, racketeering, fraudulent conversion or misappropriation of property or a violation of Ariz. Rev. Stat. §44-1797 (LexisNexis 2006), or the use of untrue or misleading representations in an attempt to sell or dispose of real or personal property or the use of unfair, unlawful or deceptive business practices; is subject to any currently effective injunction or restrictive order relating to business activity as the result of an action brought by a public agency or department, including an action affecting any vocational license.

If you cancel within three (3) business days, any property traded in, any payments made by you to WL under the contract of sale shall be refunded within ten (10) days following receipt by the seller of your cancellation notice. Any negotiable instrument executed by you will be returned within ten (10) business days following receipt by the seller of your cancellation notice and any security interest arising out of the transaction will be cancelled.

If you cancel, you may make available to the seller at your residence, in substantially as good condition as when received, any goods delivered to you under this contract or sale, or you may, if you wish, comply with the instructions of the seller regarding the return shipment of the goods at the seller's expense and risk. If you do not agree to return the goods to the seller or if the seller does not pick them up within twenty days of the date of your notice of cancellation, you may retain or dispose of the goods without any further obligation. If you fail to make the goods available to the seller, or if you agree to return the goods to the seller and fail to do so, then you remain liable for performance of all obligations under the contract.

Colorado

PURCHASER'S RIGHT TO CANCEL. THE PURCHASER MAY CANCEL THIS CONTRACT FOR ANY REASON AT ANY TIME PRIOR TO THE CLOSE OF BUSINESS ON THE NEXT BUSINESS DAY FOLLOWING THE DAY THE PURCHASER SIGNS THE MEMBERSHIP CONTRACT BY DELIVERING OR MAILING TO THE WEBLOYALTY WRITTEN NOTICE OF CANCELLATION. NOTICE OF CANCELLATION, IF SENT BY MAIL, IS DEEMED TO BE GIVEN AS OF THE DATE THE MAILED NOTICE WAS POSTMARKED. NOTICE SHALL BE SENT TO WEBLOYALTY, P.O. BOX 855, SHELTON, CT 06484.

Iowa

The duration of your membership is for one month or, if you selected a quarterly payment option when you joined, three months. This membership automatically renews for additional one month periods (or three month periods if you selected a quarterly payment option), unless or until you contact us to cancel.

If you cancel within three (3) business days, any property traded in, any payments made by you to WL under the contract of sale shall be refunded within ten (10) days following receipt by the seller of your cancellation notice. Any negotiable instrument executed by you will be returned within ten (10) business days following receipt by the seller of your cancellation notice and any security interest arising out of the transaction will be cancelled.

If you cancel, you may make available to the seller at your residence, in substantially as good condition as when received, any goods delivered to you under this contract or sale, or you may, if you wish, comply with the instructions of the seller regarding the return shipment of the goods at the seller's expense and risk. If you do not agree to return the goods to the seller or if the seller does not pick them up within twenty days of the date of your notice of cancellation, you may retain or dispose of the goods without any further obligation. If you fail to make the goods available to the seller, or if you agree to return the goods to the seller and fail to do so, then you remain liable for performance of all obligations under the contract.

Kentucky

MEMBERS' RIGHT TO CANCEL

If you wish to cancel this contract, you may cancel by delivering or mailing a written notice to the company. Certified mail would provide greater protection than first-class mail, but is not necessary. If you deliver the notice personally, you are entitled to a receipt. Your notice must make known that you do not wish to be bound by the contract. If the notice is delivered or mailed before midnight of the thirtieth business day after you sign this contract, you are entitled to a refund of the entire consideration paid for the contract. Other cancellation entitles you to a pro rata refund for those days remaining on the contract. The notice must be delivered or mailed to: WEBLOYALTY, P.O. BOX 855, SHELTON, CT 06484. If you cancel, the company is required to return, within ten (10) days of the date on which you give notice of cancellation, any payments you have made.

New Hampshire

NOTICE OF CANCELLATION

MEMBERS' RIGHT TO CANCEL

IF YOU WISH TO CANCEL THIS CONTRACT, YOU MAY CANCEL BY DELIVERING OR MAILING A WRITTEN NOTICE TO THE COMPANY. CERTIFIED MAIL WOULD PROVIDE GREATER PROTECTION THAN FIRST-CLASS MAIL, BUT IS NOT NECESSARY. IF YOU DELIVER THE NOTICE PERSONALLY, YOU ARE ENTITLED TO A RECEIPT. YOUR NOTICE MUST MAKE KNOWN THAT YOU DO NOT WISH TO BE BOUND BY THE CONTRACT. IF THE NOTICE IS DELIVERED OR MAILED BEFORE MIDNIGHT OF THE THIRD BUSINESS DAY AFTER YOU SIGN THIS CONTRACT, YOU ARE ENTITLED TO A REFUND OF THE ENTIRE CONSIDERATION PAID FOR THE CONTRACT. OTHER CANCELLATION ENTITLES YOU TO A PRO RATA REFUND FOR THOSE DAYS REMAINING ON THE CONTRACT. THE NOTICE MUST BE DELIVERED OR MAILED TO Webloyalty, P.O. Box 855, Shelton, CT 06484. IF YOU CANCEL, THE COMPANY IS REQUIRED TO RETURN, WITHIN 10 DAYS OF THE DATE ON WHICH YOU GIVE NOTICE OF CANCELLATION, AND PAYMENTS YOU HAVE MADE.

North Carolina

The duration of your membership is for one month or, if you selected a quarterly payment option when you joined, three months. This membership automatically renews for additional one month periods (or three month periods if you selected a quarterly payment option), unless or until you contact us to cancel.

You may cancel this transaction within three business days from the date provided on the page confirming your membership in WL. To cancel this transaction, mail or deliver a signed and dated copy of this cancellation notice or any other written notice, or send a telegram, to Webloyalty, P.O. Box 855, Shelton, CT 06484 no later than midnight of the third day after the date appearing on the page confirming your membership in the applicable WL program stating: "I hereby cancel this transaction." Certified mail would provide greater protection than first-class mail, but is not necessary.

WL maintains a bond in compliance with N.C. Gen. Stat. § 66-135. The surety for the bond is Travelers Casualty and Surety Company of America, Hartford, Connecticut.